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The term "personal finance" refers to all areas of money management. Banking, budgeting, insurance, investments, mortgages, estate planning and retirement planning are all included under one umbrella. The phrase is often used to describe the whole sector that offers financial services to people and families, as well as providing financial and investment advice. Personal finance is focused on accomplishing personal financial goals such as having enough money to meet urgent financial obligations, planning for retirement, or saving for your child's college education. It all depends on your income, expenditures, living requirements, and personal goals and ambitions, as well as developing a plan to achieve those demands while maintaining within your financial constraints. It's important to become financially literate in order to discern between good and poor advice and make informed choices with your money and savings.
The term "personal finance" refers to all areas of money management. Banking, budgeting, insurance, investments, mortgages, estate planning and retirement planning are all included under one umbrella. The phrase is often used to describe the whole sector that offers financial services to people and families, as well as providing financial and...
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